Full Stack Engineer (Node.js, React + Typescript) - Junior - Mid

Want to play a key role in a fintech with real purpose? Be part of the future of payments, building something exciting that will be used by hundreds of thousands of people, while solving a real problem facing millions of everyday Australians. We're live in market with paying customers, and looking for two Full Stack Engineers (Node.js, React + TypeScript) to join the team and help us deliver the future of payments.

The Opportunity

Are you looking to join a fast growing fintech with real purpose?
  • Prove your ability to build something amazing that will be used by thousands
  • Join a business with purpose, making a genuine difference to people’s lives
  • Enjoy and shape our fun culture as one of our first 10 team-members
  • Work on something exciting with a fun team of like-minded people
  • Be at the forefront of Fintech with the Open Banking and CDR wave
  • Role open to Senior, Mid or Jr level candidates

About Payble

We're not BNPL.

The problem… Every year in Australia nearly 100m bills are paid late or not at all. Each one has a financial and emotional cost. Payble exists to create a world without billxiety, where missed or late payments are a thing of the past.

We help billers (like councils, utilities and telcos) identify which customers would benefit from further flexibility, and we engage those customers digitally to offer friendly, flexible payment options at their convenience – things like instalment plans, payment extensions or COVID relief.

We’re not BNPL, instead we facilitate an arrangement directly between the consumer and biller via the Payble App. This means there’s no credit, fees or interest – we’re on the consumer’s side, helping them stay on top of their bills and payments, and keeping them satisfied with their biller.

Payble’s proactive approach improves customer satisfaction and significantly reduces the admin time and operational cost of missed payments and collections.

The journey so far

Backed by Australia's largest bank.

Our solution is live in market and already powering transactions for an energy retailer. Shortly we’ll go live with our first $100m+ biller. We’ve raised $1.85m funding, and are backed by CommBank’s ventures business x15 ventures.

We’re a team of 6 and the founders have a record of success building and growing exciting tech companies. We have a uniquely compelling market offering, and determined to deliver a fun culture where every team-member genuinely enjoys their time working together.

We value flexibility and a balance between work and life, as well as time together in our office (in the Australian technology park, next to Redfern station), or wherever you prefer to work.

Roadmap

We’re the first consumer payments app to be accredited by the ACCC as an Accredited Data Recipient, giving us access to Open Banking in Australia (see more at cdr.gov.au).  Our roadmap includes intelligent open banking features, like validating funds are available in a consumers’ bank account before a bill is due, reducing failed or late payments.

What we’re looking for

We’re looking for ambitious individuals with a hunger to move quickly and make a difference. We have a testing mindset and are conscious we have got customers and a live product, but plenty more to do to ensure product market fit.

If you think that maybe buy now pay later has its place, but maybe you’re also concerned about the amount of Aussies turning to short term credit just to get by, then you’ll be bringing the right match of smarts and purpose.

You’ll have the freedom to build out the platform as well as refine and suggest feature. We operate a truly collaborative environment. We have a strong vision for the next 6/12 months but enjoy planning on a fortnightly basis, to ensure we’re discovering value in the right things, and rapidly iterating what we’re doing to make our users happier, faster.

This role is open to Senior, Mid or Jr level candidates.

We’re looking for someone who can:

  • Build something exciting that delivers real value to real people
  • Work collaboratively and have fun with their team
  • Grow their role as our business expands

Technically, we’re working on these challenges:

  • Backend – TypeScript, Node.js: Integrating open banking and billing systems to prevent failed payments.
  • Operations - AWS (Lambda, Step Functions, Aurora): Create a scalable set of micro-services built leveraging CDK.
  • Frontend – React, TypeScript, Expo: Create a simple but beautiful user experience. Iterating and experimenting until we have a great product.

What we’re looking for in you

  • Roll-up your sleeves attitude
  • Genuine enjoyment in building things
  • Consumer oriented – need to understand the customer and be able to contribute solutions
  • Ability to turn complex problems into simple and elegant solutions
  • Passion for technology and learning new skills

Things we rate highly (nice to haves, but definitely not essential)

  • Implementations of micro-services, CQRS and DDD
  • Exposure to AWS Services at scale
  • Experience mentoring other team members and reviewing code
  • Previous work within an ISO27001, SOC2 or NIST certified environment

Sound like a match?

Hit apply here or e-mail your CV and a few lines on why you'll enjoy working with Payble to hello@payble.com.au

tl;dr

  • Ground-floor opportunity at a funded startup with genuine purpose
  • Create something amazing that will be used by thousands
  • Grow your role with the business (open to Sr, Mid or Jr)

Looking anywhere between $100k-$150k+Super

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