

Unpaid council rates have hit $2.4 billion nationally, growing faster than the rates base itself. Dailius Wilson and Vanessa Hood break down the state-by-state data, the five fixes that are working, and where your council ranks against 507 others.

8.3% of all rates are now unpaid nationally
Against a target benchmark of 4 to 5%, and the gap is widening rather than holding steady.

Regional councils are being hit harder than metro
Arrears growth in regional areas is running at 12.5%, well above the metro rate, a counterintuitive finding from the report.

Five practical fixes are already working
From bill smoothing to uniting the notice and the payment, councils like Whitehorse and Greater Dandenong are proving arrears growth is not inevitable.

Dailius Wilson is Chief Revenue Officer and Chief Economist at Payble, and has tracked council arrears across Australia for five years. Vanessa Hood is Payble's Payment Experience Lead, working directly with councils on their collections strategy.

Earlier this year, we shared how Hamilton City Council partnered with Payble to offer more flexible payment options to their ratepayers and reduce manual workloads. During this webinar we took a look behind the scenes to explore how the Hamilton team brought Payble to life - from implementation to day-to-day operations.

Victoria is facing aperfect storm in council rate collections, with unpaid rates reaching astaggering state average of 10.44% and a 32% surge in arrears volume since 2023.
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